Workers Compensation Insurance

Protect yourself before its too late.  Coverage you can count on is a quote away.

Workers compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence.

The trade off between assured, limited coverage and lack of recourse outside the worker compensation system is known as “the compensation bargain”.

Workers Compensation Insurance

Stay protected with workers compensation insurance

Call one of our specialists today – we’ll answer all your questions.

While plans differ among jurisdictions, provision can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).

General damage for pain and suffering, and punitive damages for employer negligence, are generally not available in workers compensation plans, and negligence is generally not an issue in the case. These laws were first enacted in Europe and Oceania, with the United States following shortly thereafter.

Thinking You Need Coverage

A quick comprehensive quote is easy

Debating whether workers compensation insurance is necessary? Let us help guide through the market to gain a better understanding. Then, we’ll provide you with a quick comprehensive quote. Our team of experts are diligent when conducting research in order to provide you with a quote. Rest assured, all resources have been exhausted to provide you with the best quote possible.

We are hear to help you and answer all your questions. We want you to be satisfied and assured in the decisions you make.

About ITR

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