Insure Your Commercial Property with ITR

Secure your mind by insuring your building and its contents 

Property insurance provides protection against most risks to property, such as:

  • Fire
  • Theft
  • And some weather damage

This includes specialized forms of insurance such as:

  • Fire insurance
  • Flood insurance
  • Earthquake insurance
  • Home insurance
  • Or boiler insurance

Property Insurance

How Does Commercial Property Insurance Work?

ITR is your trusted partner to answer all of your questions

Property is insured in two primary ways:

  1. Open perils
  2. Named perils

Open perils cover all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism and war.

Named perils require the actual cause of loss to be listed in the policy for insurance to be provided. The more common-named perils include damage-causing events such as fire, lightning, explosion and theft.

How Much Coverage Do I Need?

ITR is here to help you feel at ease based on your needs

At ITR, we are here to listen to your needs and provide you with coverage that best fits those needs. Commercial property coverage can include losses from physical assets of your business to both the building and its contents. This can involve everything from:

  • Equipment (owned or leased)
  • Outdoor fixtures (fences and signs)
  • Weather-related events (collapse, explosion, equipment break-down, and much more)
  • Vandalism
  • Aircraft

However much or however little you need, rest assured, there are a variety of areas that can be covered for your business. Let ITR help you narrow down your options.

Peace of Mind For Your Business

Have the right policies in place to protect your commercial assets 

Everything from fire to vandalism, ITR will work to protect your commercial property in the event of disaster. You’ll have the professional advice needed to best fulfill your insurance needs.

About ITR

Learn why we’re the nations non-emergency medical transportation (NEMT) insurance leaders.