Be Prepared with EPL Insurance

Ultimate protection from wrongful employment practices

An important and increasingly popular product in the asset protection marketplace is employment practices liability (EPL) insurance. Protecting against employee lawsuits, EPL insurance operates on a claims-made basis – meaning policyholders are only able to gain insurance benefits if they are covered at the time when the claim was filed and at the time in which the claim was triggered.

Regardless of size, EPL insurance is a must-have addition when crafting a comprehensive risk-management arsenal. New workplace legislation, along with a growing number of job-related claims and suits, has generated a critical need for employee-related liability protection.

Do I Really Need EPL Insurance?

You may think your bases are covered, but why take the risk

So many company decisions have an impact on employees, and many can lead to a claim of wrongful employment practices – not to mention the out-of-pocket costs for a settlement, which can have a severe impact on a company. Among many other things, EPL helps cover you from:

• Sexual harassment
• Age or racial discrimination
• Wrongful termination
• Invasion of privacy
• Noncompliance with the American with Disabilities Act

You may think your human resources policies and procedures are good enough to protect you, but even companies with the best policies and procedures still run the risk of a lawsuit.

Protection For Both You and Your Employees

An EPL insurance plan that caters to your business’ specific needs

There’s no reason to spend time calling any and every insurance provider trying to find the best deal. At ITR, with access to a diverse range of products we’ll craft a policy that targets your particular needs. Our goal is not just to save you money, but help you assess the coverage needed to keep your organization fully protected at all times.